1. Users can go to the loan bank with their personal identification documents, and the bank will give them a copy of the loan contract;

2. If the user applies for a provident fund loan, the user can apply to the local provident fund management office for file search with his personal identity document;

3. You can also check the files in the real estate mortgage department, but you will be charged a certain service fee.

that's what to do if the loan contract is lost. Where to get the housing loan contract

In order to get the housing loan contract from the bank, users need to wait for the notice from the bank before going to the bank to get it, and the house purchase contract is taken from the developer's agent. The acquisition of the loan contract is that the housing loan that needs to be applied for has been distributed by the bank and credited to the user's account, indicating that it can only be received by the bank when the repayment starts normally. Simply put, the loan contract was signed only after the bank loan was approved. The loan contract is generally handed over by the bank to the developer, who then sends it to the user. It should be noted that if the user buys a house by mortgage, after the contract is filed in the Housing Authority, all the loan materials of the user need to be submitted to the mortgage bank for approval, and then the bank can inform the user to get the housing loan contract. Can I return the loan after the loan contract is signed?

The loan contract cannot be returned after it is signed. Of course, if the loan user really wants to return it, then the user needs to pay a contract penalty, so that the lending institution can allow the loan contract to be terminated. Under normal circumstances, in the case that both parties have no problems, the loan contract disputes need to pay liquidated damages. If it is because the lending institution fails to lend money or the payment rate is very slow (it has already exceeded the payment date stipulated in the contract), the user can also require the other party to terminate the loan contract. At this time, the user does not need to pay the liquidated damages, and even the other party can be required to pay the liquidated damages. However, if the loan contract signed by the loan user is invalid due to unilateral problems, it is the responsibility of the loan user, and the user needs to pay liquidated damages. Therefore, who pays the contract penalty depends mainly on who is responsible for the termination of the loan contract. This paper mainly writes about the knowledge points about how to do if the loan contract is lost, and the content is for reference only.