1, house number
Selling a house number is the easiest. Some people are eager to change hands without buying a house. At this time, they can sell the house number. For popular real estate, a set of housing prices can earn hundreds of thousands of difference, without complicated procedures. This money is really hard to come by.
2. Sign the contract and then change hands.
Most people will not change hands just after signing the contract, unless there are several reasons: ① they regretted it when they just bought it; 2. Some people are willing to buy a house at a high price; 3. Money is tight and there is not enough money. It is very easy to change hands at this time. You just need to convince the real estate agent to change the name of the contract.
3, the real estate bureau for the record.
The real estate bureau changed hands after filing, and the formalities were troublesome. At this time, the transaction not only needs to pay taxes to transfer ownership, but also needs to increase punitive taxes and double the taxes and fees if it is transferred within five years. If the mortgage is approved, the loan must be paid off before the formalities are completed. I'm afraid to think about it.
4. After the real estate license is obtained,
After the property ownership certificate is handed in, the period is a bit long, you can wait for 2 years or 5 years, or even longer, and you need to pay the following taxes:
1. Value-added tax: For goods purchased and sold by individuals for less than two years, the value-added tax shall be paid in full at the rate of 5%; Individuals who purchase houses for more than two years for sale shall be exempted from value-added tax;
2. Personal income tax: 20% of real estate transaction profit or 1% of house price. Personal income tax can be exempted if the real estate license is over five years and it is the only house;
3. Stamp duty: 0.05% of the total house price;
4. Transaction cost: total area of the house * 3 yuan per square meter;
5. Education surcharge: 2% of business tax;
6. Urban construction fee: 7% of business tax;
7. Intermediary fee: 2%~3% of the house price (both the buyer and the seller have to bear it, of course, there is no intermediary fee without using an intermediary).