What is the credit loan limit for Taobao stores?
It is understood that Taobao store owners can apply for loans in two ways. One is to directly apply for order loans and credit loans from Taobao; the other is One is to apply for an unsecured loan from a bank. Here I will focus on the first type. According to the editor's understanding, the loan amount of Taobao credit loan is directly and comprehensively determined by the system based on the store's credit rating, comprehensive operating conditions and strength. The loan amount range is: 1 yuan - 1 million yuan. It is specifically related to the store's transaction stability, praise rate, ratings, refunds, Taobao complaints, penalties, sales of infringing or prohibited goods, whether there are fraudulent transactions, etc. The above situations will affect whether Taobao sellers can apply for loans and loans. Application amount.
How to increase the credit limit of Taobao sellers
As long as you are a Taobao or Tmall seller, you are eligible to apply for a Taobao credit loan with a maximum limit of 1 million. First log in to your Taobao account, enter the I am a seller page, and find Taobao loans. You can also directly log in to the Taobao loan channel and select a credit loan. Fill in your personal, store, and mall information accurately and completely. If you have already applied, you can skip this step. Fill in the application loan amount and usage period, and submit the loan confirmation. Waiting for the review results of Taobao's backend, if the borrower meets the conditions and the loan amount is within Taobao's credit range, Taobao will release the loan amount to the borrower's Alipay within a certain period of time. As for the Taobao credit loan limit, it is mainly determined based on the borrower's online behavior. If the borrower's store has many orders and has been in business for a long time, the loan amount will be relatively high. Generally speaking, the loan amount for stores in the clothing industry is higher than that of stores in other industries.