The down payment of 30% is 24,240 yuan, but it includes the car loan, purchase tax and insurance, so the purchase tax is about 8,000 yuan. The loan needs to be insured for three years, and some places don't want it, so one year is 4,500, three years13,500, and it should be paid in one lump sum when buying a car. 500 yuan, tentative.

So when you buy a car, you need to pay 24240+13500+8000+500 = 46240 for the first time. That's about it. You can prepare so much.