Which platform loans can be borrowed and repaid?
1, the degree is small and complete.
Baidu's financial service platform can provide users with loan quotas ranging from 5 million to 200,000 according to different user qualifications. The application threshold is low. If you provide your ID card and bank card, you will have the opportunity to apply. Interest and expenses are transparent, with annualized interest starting from 7.2%. Approve the loan as quickly as possible, 30 seconds at the earliest, and 1 minute at the fastest. The repayment is flexible, and the number of installments can be selected: 3 installments, 6 installments, 12 installments. Borrow it and return it the next day.
2. Ants borrow it
At present, the latest version of ant borrowing has been realized. After the lender applies for a loan, the interest is calculated on a daily basis, and the interest is no longer calculated according to the principal repaid in advance, which greatly reduces the repayment pressure of the repayment person.
3. Loans
Since the introduction of the loan, the signboard of "Pay as You Borrow, Pay with One Click" has been put up. It only takes 3-5 minutes for the user to complete the application and get the credit line, and there will be no cost without using the credit line. The repayment period of the loan is controlled by the borrower himself, and the repayment period and date can be adjusted during the repayment process, and there is no extra charge for early repayment.
4.JD.COM gold bars
People who often use JD.COM Shopping Platform will know that it is a product of Jingdong Finance, and can borrow up to 200,000 yuan.
It is a formal platform that can be repaid with the loan, and supports a variety of repayment methods, such as daily interest and monthly interest, or interest first and then principal.
If you choose daily interest, you can borrow it and pay it back. The daily interest is calculated from the date when the loan arrives. Daily interest = principal payable in the current period (all principal payable) × daily interest rate.
5360 IOUs
360 IOUs are products of Qifu Technology. The application threshold is low. You can borrow money with your ID card and bank card, which makes it easier to pay. The next paragraph is super fast, and the fastest loan is 5 minutes.
Moreover, the loan amount is high, the interest rate is low, up to 200,000, and the comprehensive annualized interest rate handling fee is as low as 7.2%. If you are a new user, you can also enjoy interest-free opportunities for up to 30 days. The loan period is long, which can be divided into 24 installments at the longest, and it is supported to be repaid with the loan.
6. Microfinance
The pure credit loan products under Weizhong Bank are applied online in the whole process, and the lending speed is fast, and the account can be received in 3 minutes at the earliest. It can provide users with a loan amount of up to 200,000 yuan, with daily interest, with a daily interest rate of 0.02%-0.05%, which can be repaid with the loan. You can also choose a series, and the optional series is: 6,10,20.
7. Comfortable flowers
Regular licensed consumer finance companies can immediately consume branded credit products under finance. The maximum loan amount is 200,000 yuan, which can be recycled, and can be withdrawn, phased and consumed within the limit. Differentiated interest rates are realized according to user qualifications, and the annual interest rate (simple interest) is between 7.2% and 24%. The repayment is flexible, and can be divided into 36 installments at the longest, and it is supported to be repaid as you borrow.
8. Meituan borrows money
The pure credit loan products under Meituan have a maximum loan amount of 200,000. The interest rate is transparent, the annualized interest rate is 7.2%, and there is no handling fee for early settlement. Repayment is flexible, and users can freely choose whether to repay the loan or repay it on schedule. If installment payment is selected, it can be divided into 12 installments at the longest.
The above are several loan platforms with the function of borrowing and returning. If you need a lending function, you can consider these platforms.