2.6%。 In the Notice on Adjusting the Loan Interest Rate of Personal Housing Provident Fund issued by Yinchuan Housing Provident Fund Management Center in Ningxia, the loan interest rate of the first set of personal housing provident fund will be lowered from 10 to 1 in 2022, and the loan interest rate for less than five years (including five years) will be lowered from 2.75% to 2.6%; The interest rate for loans with a term of more than five years was lowered from 3.25% to 3. 1%. Housing loan is any form of housing loan support provided by banks and other financial institutions to buyers, usually with the purchased house as collateral.