First calculate: Loan subtotal car price down payment 10,000 yuan

Cash car purchase price × down payment ratio loan amount 10,000 yuan

Cash car purchase price - car price down payment loan, and then round up the annual interest rate of the loan for five years

The credit insurance premium can be modified for five years according to the actual situation

Loan amount × (6 months: 0.6; one year: 1; One and a half years: 1.5; two years: 2; two and a half years: 2.5; three/five years: 3) Guarantee fee: five yuan

Loan amount × (half a year: 1; one year: 1; two Year: 2; Three years: 3; Five years: 3) Notary fee of RMB 1 and then go through the procedures: It depends on which bank you apply for. The 4S store will inform you what procedures are required, and then wait for the loan approval