Stealing other people's information without their permission, especially online loans, is a violation of personal privacy and fraud.
Whether using other people's identity information to make loans is a crime of fraud depends on the specific circumstances. If the purpose of illegal possession of loans is serious, it will constitute a crime, but the crime is not fraud, but loan fraud. Article 193 of the Criminal Law stipulates that whoever defrauds a bank or other financial institution of loans for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.