Hello, if you need to apply for a business start-up loan in our bank, we don't provide "personal" business start-up loans at present. If there is a registered company, you can consider applying for a small and micro enterprise loan. For details, please dial 95555, and choose 3. Air banking service-choose 2. Air loan service, and enter the manual consultation (service time: 8: 30- 18: 00).

If you have any questions, please open the homepage of China Merchants Bank in www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.

Second, how do poor families apply for interest-free loans?

I. Purpose of application

Planting, breeding, agricultural products processing, transportation, commercial circulation, farmhouse restaurants and other production and business activities. Accurate poverty alleviation should not be used for non-productive aspects such as marriage and building houses. The specific development industry is guided by the town and village levels to determine the purpose of first-class enterprise loans.

Second, the application method

1, poor households apply for direct loans from poor households.

2. Poor households apply for loans from poor households, and the poor households hand over the money to large households (enterprises) and sign dividend agreements with large households (enterprises).

3. Poor households apply for loans from large households (enterprises), but large households (enterprises) must sign agreements with poor households to promote development or share dividends.

Third, the application conditions

1, aged between 18 and 60 years old, with full capacity for civil conduct;

2. Hold valid identity documents, have repayment ability, and have no bad credit record;

3, engaged in production and business activities in accordance with the policy;

4, have the willingness to borrow and since

5. Poor households, rural cooperative organizations and leading enterprises in agricultural industrialization that can drive poor households to increase their income and get rid of poverty;

6. The lender shall sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of the loan;

Consult your local bank for details!

Three, rural credit cooperatives loan difficulties households can interest-free?

2020 is the last year to achieve a well-off society in an all-round way, and it is also a crucial year to get rid of poverty. Of course, all kinds of support policies for rural poor households who set up files and set up cards are increasing. We will, as always, continue to help more poor rural households get rid of poverty with the support of policies. In order to help farmers develop agriculture by obtaining funds and get rid of poverty as soon as possible. Poor households can also enjoy "interest-free" poverty alleviation loans provided by banks.

Four, the difficulty of applying for bank interest relief certificate

Proof of difficulty: 1. The name of the lender is required on the poverty certificate, and it is required to be exactly the same as the name on my ID card. It can't be replaced by homophones or irregular abbreviations, and there can't be typos. The name of the lender shall not be changed. 2. Proof of poverty requires the official seal of the township people's government where the family is located, or the official seal of the superior competent department. Among them, the effective official seals are: Township People's Government, County Civil Affairs Bureau and Civil Affairs Bureau. Urban residents can be the official seals of neighborhood committees, neighborhood offices and communities. Note that the official seal of the villagers' committee and the official seal of the unit are invalid. Try not to have more than two official seals on the poverty certificate. 3. The words "the family is in financial difficulties and needs to apply for a national loan" appear in the poverty certificate. 4. Proof of poverty requires material paper or manuscript paper, written with a pen or water-based pen. Writing with a ballpoint pen is invalid.