Generally, the arrival time of the student loan from the place of origin is about 1 1 month in the year when the student loan is applied. When applying for a student loan, an Alipay account is usually automatically generated. The general student loan is issued to the applicant's Alipay account by China Development Bank through Alipay platform around 1 1 month.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

The loan is a credit loan, and the students and their parents (or other legal guardians) are * * * and the borrower, and both parties are responsible for repayment.

In August 2007, the state issued a new policy of "student-origin credit loan" (hereinafter referred to as "student-origin loan"). In August 2007, the Ministry of Finance, the Ministry of Education and the China Development Bank jointly launched five pilot provinces (cities) in Hubei, Jiangsu, Shaanxi, Gansu and Chongqing. At present, the pilot provinces (cities) that carry out student-origin loan business are: Hubei, Jiangsu, Shaanxi, Gansu, Chongqing, Qinghai, Xinjiang Uygur Autonomous Region, Ningxia Hui Autonomous Region, Inner Mongolia Autonomous Region, Shanxi, Beijing, Shandong, Anhui, Zhejiang, Fujian, Shanghai, Hunan, Jiangxi, Yunnan, Guizhou, Sichuan, Guangxi Zhuang Autonomous Region and Heilongjiang.

When will the student loan money arrive?

Under normal circumstances, after the student's student loan arrives, it will directly hit the student's Alipay account, but at this time, the funds will only be deducted into the school account through the student's Alipay account. After all the loans given by the school to the students are received, tuition and accommodation fees are deducted, and the remaining funds are returned to the students after deduction, usually in 165438+ 10 month every year.

There are two kinds of student loans, one is student-origin student loans, and the other is national student loans. 1. At present, the student source credit loan contract signed by China Development Bank and students does not clearly stipulate the time when the funds will be transferred to the student account. The loan arrival time will not affect the normal registration of students. Students can report to the school with a loan contract at the beginning of school. After verifying the relevant information and perfecting the loan procedures, borrowers who meet the requirements of student-origin student loans will be remitted to the borrower's Alipay account through Alipay platform 165438+ in late October by China Development Bank, and the loan fees will be automatically deducted by the system according to the entrustment of China Development Bank, and immediately transferred to the university account. After deducting tuition and accommodation fees, the remaining money will be transferred to the borrower's student account.

Student-origin student loans arrive around June 1 1, and national student loans arrive around mid-June 1. The student loan will be paid to Alipay account, and the school's tuition automatic deduction system will automatically deduct your tuition and accommodation. After deducting tuition and accommodation fees, the remaining amount can be extracted and used.

2. If it is a national student loan applied for this academic year, the loan will be signed with the borrower after being reviewed by the school and the loan bank, and the loan will be released about 20 working days after the contract is signed, and the time is about165438+1mid-October; If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. In the second year, you don't need to reapply, and the review is much simpler. You mainly pay attention to students' school performance and exam results, so you will receive a loan amount in the middle of 10.

When will the student loan be issued?

The national student loan issuance time is:

1. The issuance time of national student loans is between September and February every year, and the issuance time of student loans varies from region to region, subject to the actual arrival time;

2. Generally speaking, if you apply for a student loan at school, the school and the bank will generally organize students to sign a contract on June 5438+0 1 and issue the loan within 20 working days after signing the contract;

3. If students apply for student loans in their native places, they will generally be paid around June 5438+ 10, and the balance of student loans will generally be paid around June 165438+ 10, and will be paid before the end of February at the latest, but different regions may have different policies, depending on the time when the balance of student loans is actually received. Student loans are usually transferred to the school's account, and the school's tuition automatic deduction system will automatically deduct the tuition and accommodation fees of the relevant students. After deducting tuition and accommodation fees, the remaining amount will be added to the user's bank card or Alipay account through financial summation.

When will the student loan arrive?

Student-origin student loan 1 1 will arrive around 10, and the national student loan will arrive around 1.

Student-origin student loan

At present, the student-origin credit loan contract signed by China Development Bank and students does not clearly stipulate the time when the funds will be transferred to the student account. However, according to the application process of student-origin student loan, it should be about 1 1. However, the arrival time of the money does not affect students' enrollment, and they only need to explain the situation to the school when registering.

government-subsidized student loans

If it is a student loan applied for this academic year, it will be signed with the borrower after being audited by the school and the loan bank. After the contract is signed, the loan will be released in about 20 working days, and the time is about165438+1mid-October.

If you apply for a student loan every academic year, the loan bank will transfer the loan amount to the Alipay account of the loan student year by year. In the second year, you don't need to reapply, and the review is much simpler. You mainly pay attention to students' school performance and exam results, so you will receive a loan amount in the middle of 10.

Extended data:

Student loan application process

Student loans are mainly aimed at undergraduates, master students and second bachelor students with financial difficulties. After school starts in September every year, you can apply. The specific process is as follows:

1. Prepare loan-related materials, including but not limited to student ID card, ID card, proof of family financial difficulties and other materials.

2. China Development Bank student loan information online registration personal information, and then enter the "loan application" module, click "export loan application form".

3. Fill out the application form and go to the village committee or the township civil affairs department to stamp it.

4. Submit the application form and confirm the loan amount. In principle, the loan amount per person per year does not exceed 6,000 yuan, which is mainly used for tuition and accommodation.

5. The school will review the loan student information, seal it after confirmation, and the lender will conduct the final review.

6, after the success of the audit, the loan.