Take 2.0 luxury configuration as an example:
The most basic cost of car purchase
Model Changan Ford Mazda /07 Focus Car/Focus 2.0AT Luxury Car Price (RMB 10,000) 15.38
License fee (RMB) 200.0 purchase tax (RMB) 13 145.3
Third-party insurance (RMB) 2700 yuan only (RMB10,000 yuan)
Comparison between loans and various payment methods
The loan term is 2 years.
The first stage (10,000 people) 4.6
Loan amount (ten thousand) 10.8
Monthly payment (RMB) 4748
Total interest payable (RMB) 6287
According to the regulations of the bank, the loan amount must be 10,000 yuan, so the initial calculation is not strictly based on the selected percentage, and the amount of the loan amount that has been zeroed needs to be added. The monthly payment is also calculated according to the interest rate announced by the bank.
Generally, there is a handling fee of about 1 1,000 yuan for handling loans, so the cost changes greatly, so it is not included in our system calculation.
Compulsory insurance (RMB) 1050
Third-party liability insurance (RMB) 27 million/50,000.
Vehicle loss insurance (RMB) 6658 yuan
Vehicle theft and emergency rescue (RMB) 46 14
Spontaneous combustion loss insurance (RMB) 1 154
Glass breakage insurance only (RMB) 46 1
No-fault liability insurance (RMB) 540 yuan
Don't forget the special insurance with deductible (RMB) 1872.
Vehicle liability insurance (RMB) 600 /4 persons
According to the general rules, if you choose to buy a car by loan, the insurance needs to be all-insurance, and you need to pay the premium for three years at a time. The insurance calculation in our loan column is the result of "×3".
The down payment is79,000.