There is an age limit for online lending. Minors usually cannot apply for online loans, and they must be over 18 years old to apply for online loans. Different online loan products may have different age requirements. Some online loan products can be processed at the age of 18, and some online loan products require customers to be at least 20 years old or 22 or 23 years old. In addition, it should be noted that many online loan products stipulate the upper age limit in addition to the lower age limit. Some can't exceed 50 and some can't exceed 60.

If you want to successfully apply for online loans, you must meet the conditions proposed by peer-to-peer lending. The requirement of online loan is not only age, such as the customer's address, identity, work income and so on. And online loans will also have certain requirements.

For example, some online loans stipulate that 18 years old or above, with full capacity for civil conduct, can be applied by Chinese mainland citizens who are not students at school. If the client is a college student, even if he is over 18 years old, even if he is old enough, he can't apply.

What are the requirements for online loan conditions?

1. The applicant is between 18 and 65 years old and has full capacity for civil conduct.

2. The applicant's actual age plus the loan application period shall not exceed 70 years old.

3. The applicant has a stable occupation and income, and can repay the loan principal and interest on time.

4. The applicant's credit information is good, there is no bad record, and the loan is used legally.

5. The applicant is law-abiding, honest and trustworthy, has no illegal acts, and has not involved in criminal or civil cases.