There is something special about this product. It uses enterprises to reach out to individual customers. In other words, even if your personal assets are no matter how good, you can't apply if you are not an employee of the enterprise it recognizes.
According to the information I have learned, the maximum employee loan in Lacarra is 300,000 yuan, which can be repaid by installments on 12/24/36, and the corresponding monthly handling fee is basically the same as the expected annualized interest rate of credit card installment products on the market.
Lacarra's employee loan amount is calculated according to the credit card and loan amount in your credit report. Of course, if there is a mortgage, the amount is higher.
The loan amount must be the amount you need for your real consumption demand. The size of the loan amount and the authenticity of the loan purpose will directly affect the progress and situation of your loan approval.
The loan amount should also be based on your own actual situation to avoid overdue. Any loan is not a borrower waiting for overdue.