Civic guide price 1 1.99 million-1.69 million, shall we take 20 19 now? 220TURBO？ Manual control board? Take national VI as an example, the guide price is 129900, and the approximate discount is 1000 (in different places), and the naked car is calculated as 12000.
Necessary expenses are stipulated: purchase tax 106 19 or so, licensing fee 500 yuan, vehicle and vessel use fee 420 yuan and compulsory insurance 950 yuan, which add up to 12489.
Commercial insurance is calculated according to three kinds of conventional insurance, namely, 500 thousand three-way insurance, car damage insurance and special insurance without deductible, which costs about 4000 yuan. Civic generally supports 50% down payment, 0 interest for 2 years and 2,000 yuan handling fee.
The down payment and loan amount for buying a car in this way are: 50% naked fare 60000+ required necessary expenses 12489+ commercial insurance 4000+ handling fee 2000=78489, and monthly repayment of 2500 in the next two years.
After owning a car, consider the use cost of the car. In terms of fuel cost, the average fuel consumption of Civic owners is about 7.4L per 100 kilometers. According to the calculation of one year 15000 kilometers, the gasoline to be burned is 1 10L, and the 6 yuan per liter of gasoline is 6660 yuan.
As far as car maintenance is concerned, one year 15000 km means that it can be maintained twice, once in 500 yuan and twice at 1000 yuan. It's cheaper to go to an ordinary garage.
As far as parking fees are concerned, the family parking space is about one month in 200 yuan, and the outdoor parking space is one month 150 yuan, which costs 4,200 yuan a year.
Old drivers sometimes violate the rules. As far as tickets are concerned, one year's 600 yuan is counted here. There is no expressway fee here, because there is no uniform driving distance standard, which is about 0.5 yuan per kilometer. You can calculate it yourself.
Generally speaking, the car cost of Honda Civic is 6660+ maintenance 1000+ parking 4200+ illegal 600= 12460 yuan. Of course, it is insurance (the car has been bought for the first year): the vehicle and boat use fee is 420 yuan+compulsory insurance 950 yuan+commercial insurance 4000=5370, 12460+5370= 17830, which is about 1485.84 yuan per month.
Judging from the above calculation, if you want to buy a Civic, you should prepare a down payment of 78,489 when you buy a car, and pay back 2,500 every month for the next two years. After owning a car, except for the first year, the monthly fare is about 1485.84 yuan. So, how much monthly salary does Honda Civic need to afford? I believe that consumers know fairly well.
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.