There is no discount for ordinary deposits, just like banks.

A wealth manager has a fixed deposit of 10000 or 50000, and the interest rate is relatively high.

When you say points, for example, if you deposit 1w, you will have 1w points on the same day, and 20,000 points in two days.

The lower the integration rate.

You can consult the account manager for details.

Second, how to operate the credit card integral loan of CCB?

Well, there is no such thing.

Third, bank loan points can reduce interest.

You can deduct interest from the points, but only some banks can. Some banks have a "point plan" and a loanable card: the points of the bank can be exchanged for telephone and gas bills, and you can buy air tickets, shop on Taobao and even deduct the interest on bank loans. Not all banks can reduce the interest on points, and many banks are still entangled in the competition of exchanging points for goods. Only some banks can use points to reduce interest rates.