They are the same, except that the location is different and everything else is the same.

The interest rates of Agricultural Bank of China are divided into two types: loan interest and deposit interest. Annual interest = principal * annual interest rate The following is the deposit interest of Agricultural Bank of China: 1. The annual interest rate of demand deposit is 0.3, and the interest of 10,000 yuan in one year is 30 yuan.

2. Time deposit lump sum deposits and withdrawals: The deposit period is 3 months and the annual interest rate is 1.35 yuan. The interest rate for 10,000 yuan per year is 135 yuan.