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If there is a shop loan that has not been repaid, is it counted as having a loan record?

Hello! Loans for shops are not included in the housing loan package. However, it should be noted that liabilities will be included. That is to say, if you buy a house now, in addition to the monthly payment of the house, you must also consider the monthly payment of the store, proof of income, and current flow to meet all the liabilities under your name (including car loans). and other types of loans) more than twice!

I hope my answer can help you!