ICBC's mobile banking can lend money. Users can download ICBC's mobile banking, click on the loan on the home page, and you can see the loan products that can be handled, including e-loan, micro-e-loan, pledge deduction, personal housing loan and personal housing loan.

Products that do not pass loans have different requirements. Users can choose any product according to their own qualifications and needs, click to enter the page and follow the prompts. Note that borrowing money from ICBC's mobile banking requires holding a U shield or password device for security verification.

1. Is there a limit for mobile banking transfer?

There is a limit to mobile banking transfer. This limit is divided into single transfer limit and single-day transfer limit. Different banks have different limits. Please refer to the bank's regulations for details. The mobile banking transfer limit is mainly set to ensure the safety of funds in the user's account. In addition, this limit is set by the bank and cannot be modified by users.

There is no transfer fee for mobile banking transfer, and it will arrive in real time after the transfer. Users who frequently transfer money can use mobile banking to transfer money.

2. Do I need to go to the counter to open mobile banking?

Yes, users can bring their ID cards and bank cards to bank outlets, and investors can use them after opening them. At present, except for cash business, most other businesses of mobile banking can be handled on mobile banking. There is no charge for mobile banking transfer, and you can also scan the code to withdraw money.

Bank working hours: 9: 00 a.m.-65438+7: 00 p.m. from Monday to Friday, with shift system on weekends. The specific working hours are subject to the bank.

3. What are the loan terms of ICBC?

The credit loan conditions of ICBC are as follows:

1. China citizens who have a fixed residence in China and a fixed residence in local towns and have full capacity for civil conduct;

2. Have a good legal occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;

3. Abide by laws and regulations, and have no illegal acts and bad credit records;

4. Obtain the personal credit rating of China Industrial and Commercial Bank of China above Grade A;

5. Open a personal settlement account in China Industrial and Commercial Bank;

6. Other conditions stipulated by the bank.

The starting point of the loan amount is 6,543,800 yuan, with the maximum not exceeding 500,000 yuan.

The loan term is generally 1 year (inclusive), and the longest is no more than 3 years. Personal credit loans are generally not granted. If it is really impossible to repay the loan on time due to force majeure or accidents, with the consent of the bank, if the loan term is within 1 year (inclusive), it can be extended once. The extension period shall not exceed the original loan period, and the accumulated loan period (including the extension period) shall not exceed 1 year.

2. Can ICBC get a loan?

Yes, ICBC's mobile banking points to its own loan line.

3. Can ICBC get a loan?

I thought the same thing.

4. How do mobile banks view loan contracts?

1 Open the Bank of China and click My-My Assets-Assets.

Go to the page and click Total Liabilities-Loans.

3 Enter the loan and click the icon at the top.

4 Enter My Loan and open the loan to be viewed.

5 Enter the loan details page and click? icon

6 Go to more pages and click View Contract.

As shown in the figure, the loan contract has been checked in mobile banking.