If only the woman's name is written on the real estate license, you can use the man's provident fund loan, but the premise is the relationship between husband and wife. If not, it can't be used.

To apply for housing provident fund loans, the borrower needs to submit a written application to the bank, fill in the Application Form for Housing Provident Fund Loans, and provide the necessary information for housing provident fund loans:

(a) the applicant and spouse housing provident fund deposit certificate;

(2) the identity certificate of the applicant and spouse (referring to the valid residence certificate such as resident ID card and household registration book) and the proof of marital status;

(3) proof of stable family income and other proof of creditor's rights and debts that have an impact on repayment ability;

(four) the purchase of housing contracts, agreements and other valid documents;

(5) List of collateral, pledge, certificate of ownership, certificate of consent of the authorized person to mortgage and pledge, and certificate of collateral valuation issued by relevant departments;

(VI) The Provident Fund Center requires a third-party guarantor to provide a guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor sign a tripartite contract;

(seven) other information required by the provident fund center.

Extended data:

Article 13 of the Regulations on Housing Provident Fund Management stipulates that the housing provident fund management center shall set up a housing provident fund account in the entrusted bank.

The unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after being audited by the housing provident fund management center, set up a housing provident fund account for its employees at the entrusted bank. Each employee can only have one housing provident fund account.

The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.

Article 23 of the Regulations on the Management of Housing Provident Fund stipulates that the housing provident fund paid by the unit for employees shall be collected in accordance with the following provisions:

(a) the organs charged in the budget;

(two) institutions approved by the financial sector in the budget or expenses;

(3) The enterprise shall be charged in the cost.

Baidu Encyclopedia-Regulations on the Management of Housing Provident Fund

Baidu encyclopedia-housing provident fund loan