Chongqing housing mortgage loan packaging fee? First of all, I tell you that the person who called to charge 3000 yuan is a liar. Don't be cheated. Then, as long as companies or individuals charge you for packaging, they are all irregular corporate channels and scammers. Go to the formal channels to apply for housing loans. Don't believe that anyone who borrows money online for a long time, or who repays the loan first and then collects the packaging fee, is a liar. In addition, since you can apply for loans from state-owned banks to buy a house, why do you need to find some small private companies to apply? Does your application qualification not meet the requirements? It is suggested that it is more appropriate to apply for a state-owned bank, and there is no extra cost. Don't be fooled into aggravating your congestion.