Weizhong Bank officially opened in 20 14, with its headquarters in Shenzhen, Guangdong Province. It is the first Internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, exploring new modes and methods of using financial technology to practice inclusive finance and serve the real economy, adhering to legal compliance and strictly controlling risks. Weizhong Bank strictly abides by national financial laws, regulations and regulatory policies, and is committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises on the basis of compliant operation and steady development.

Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise AMPAPP, Goose Spending, We2000 and other products, serving more than 250 million individual customers and more than 65.438+0.7 million corporate customers.

Weizhong Bank has carried out technical research on the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and became the first commercial bank in China to be recognized as a national high-tech enterprise in 20 17.

Weizhong Bank has become one of the top 100 banks in China. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank".

20 14 12 16 and Shenzhen qianhai weizhong bank co., ltd (hereinafter referred to as weizhong bank) were formally established, becoming the first private bank and internet bank in China.

2065438+200514 October, People's Republic of China (PRC) Li Keqiang, Premier of the State Council of the People's Republic of China visited Weizhong Bank to witness the process of Weizhong Bank granting a loan of 35,000 yuan to truck driver Xu Jun, which was also the first loan business completed by the first private bank in China.

Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise Aipu App, Goose Spend Money, We2000 and so on. In the three major business sectors of public bank, direct banking and scene banking.

The micro-credit product "micro-loan" launched by Weizhong Bank has issued 460 million loans to more than 28 million customers in nearly 600 cities in 3/kloc-0 provinces, municipalities and autonomous regions, with a total loan of more than 3.7 trillion yuan. About 77% of "micro-loan" credit customers are engaged in non-white-collar service industry, and about 80% are college graduates or below; The average loan is about 8,000 yuan, and the interest on more than 70% of the settled loans is less than 100 yuan.

Weizhong Bank launched China's first online unsecured corporate liquidity loan product-Weizhong Industrial Loan. More than 70% of microfinance customers are manufacturing, wholesale and retail and high-tech industries, and more than 60% of enterprises have obtained bank corporate loans for the first time. Micro-credit services for small and micro enterprises have more than 65.438+0.7 million corporate customers, with accumulated loans of nearly 400 billion yuan, indirectly supporting nearly 4 million people's employment.

From June 20438 to October 2020 10, Weizhong Bank further upgraded its corporate financial service brand to "Weizhong Enterprise+"on the basis of micro-loans, serving the financial and non-financial needs of small and micro enterprises and building a full-link business service ecosystem.

As of April 2022, Weizhong blockchain and the open source alliance chain ecosystem created by many parties have gathered more than 3,000 institutions and enterprises and more than 70,000 individual members, successfully supporting hundreds of blockchain applications in financial, medical, judicial, agricultural, manufacturing and other industries, and supporting digital benchmarking applications in more than 200 industries.

At the end of 20 19, the total assets were 291200 million yuan and the net profit was 3.95 billion yuan. In 20 19, the interest rate of new loans decreased by 1.84 percentage points compared with the previous year, achieving a win-win situation for both economic and social benefits.

By the end of 20 19, the balance of loans and assets managed by Weizhong Bank exceeded 440 billion yuan, achieving a net profit of 3.95 billion yuan, and the interest rate of new loans for the whole year decreased by 1.84 percentage points compared with the previous year, achieving a win-win situation in economic and social benefits.