Those online loans only need to fill in the information, on the mobile phone, but now there are many routine loans, it is recommended not to lend. If you really need a loan, you can apply to a regular bank.
Second, can I apply for a loan with someone else's mobile phone number?
No, loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information. Loan application materials: 1 The borrower's credit information is good in the past six months; 3. Lumens of bank cards in the lender's name in the last six months (rental contract, real estate license, water and electricity invoices in the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis. If you want to borrow a higher amount, you can wait.
3. Can I apply for a loan directly on my mobile phone?
Mobile phones and computers can be loaned! The simplest Alipay flower!
4. Can mobile banking lend directly?
Yes, many banks now have mobile banking software. If you have also opened mobile banking, you can log in to your account. There are many types of loans. You can submit information online according to your own conditions, and the banking system will automatically review it. As long as the qualifications are excellent, they can be approved. Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is not only a product, but also a channel, which belongs to the category of electronic banking. Theoretically, except cash business, the counter business of banks can be moved to mobile banking. The functions of mobile banking are divided into standard functions and extended functions. Inquiry, transfer, remittance, payment and temporary loss reporting are standard functions. Extended functions are developed on the basis of standard functions, such as fund management, commercial payment, online shopping and so on. The provision of extended functions is inseparable from the support of the bank background. These expansion functions of small and medium-sized banks are generally weak, far behind state-owned banks and national joint-stock commercial banks. Among the domestic banks that have launched mobile banking services, there are large banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, and a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. The characteristic mobile banking related to rural finance in China, including cash withdrawal without card, remittance by address of farmers and mobile banking, was born in the Czech Republic in the late 1990s. It was jointly built by ExpandiaBank, a bank in the country, and Radiomobile, a mobile communication operator. Its mobile phone model is dominated by traditional banks. At the beginning, mobile banking was dominated by traditional banks, and mobile operators only provided operating platforms, the most typical of which was China. The development of mobile banking in China is constantly developing with the innovation of mobile phone and mobile Internet technology. Since 2000, it has gone through three stages: SMS banking stage (2000-2003), WAP banking stage (2004-2006) and APP banking stage (after 2007).