1, age 18 and above 50;
2. Applicants need to have a stable job and income;
3. If the purpose of the loan is to operate or buy a car, a guarantor and collateral are needed;
4. There is no bad record in the credit investigation, and the monthly payment is not higher than 50% of the family wage income.
Applicants who meet the above conditions can make loans through CCB's APP, official website or bank counters. After submitting personal loan requirements and personal data, the bank will review the submitted materials. After approval, CCB will lend money. The above is related to whether China Construction Bank can lend money.
Can CCB get an unsecured loan immediately?
The unsecured loan applied by CCB cannot be obtained immediately, and it takes about half a month from the application to the loan, because it takes 4-5 days from the preparation of materials to the approval, 2-5 days from the approval, and 2-3 days from the final loan. In order to get the applied loan quickly, the applicant needs to submit complete and true information, and also needs to meet the requirements of CCB in this regard. The unsecured loan of CCB is mainly used for China citizens who have consumer financing needs and are over 18 years old but not over 60 years old.
How to print the loan details of China Construction Bank?
1. When users go to a nearby bank outlet to print loan repayment details, they need to bring their ID card, bank card or passbook to the non-cash business window of the business hall and ask the staff to help print them, or print them on the bank self-service printer in person;
2. Users can directly go to the loan bank official website to print, enter the China Construction Bank official website, register their login account, and enter "Personal Online Banking", then click the relevant options to select the repayment period they want to inquire, and click OK to print successfully.
It should be noted that if users print off-site loan repayment details, they can only print them at the counter or through online channels, and bank self-service cannot print off-site repayment details. After printing the repayment details, you can also ask the bank to seal it, so as to facilitate the subsequent handling of other businesses. This article is mainly about whether China Construction Bank can lend money, and the content is for reference only.