Ant borrowing: users need sesame credit score above 600 to be invited to open the borrowing function. Lending treasure is a cash lending product with daily interest. Users with the borrowing function can apply for loans within the credit line of the loan, and the loan funds can be directly distributed to the balance of the user's Alipay account or the bound bank card.
Online merchant loan: Online merchant loan is a loan product of online merchant bank, which is mainly aimed at individual entrepreneurs and small and micro enterprises.
Micro-loan: Micro-loan is WeChat's own loan product. Microfinance, like borrowing, is opened by invitation. Users are not allowed to apply for small loans by themselves. At present, there is no way to force the opening of micro-loans. Micro-loans will give users credit lines ranging from 5 million to 300,000 according to the comprehensive accounts of WeChat users. N JD.COM gold bars: JD.COM gold bars are similar to Alipay loans, and are cash loan products under Jingdong Finance. At present, JD.COM gold bars are only open to some high-quality users. Users who open JD.COM gold bars can apply for loans within the credit line. This product bears interest on a daily basis and supports early repayment.
Qianhua: Qianhua is a personal credit loan product under Baidu. This product has three products: all-easy loan, exclusive loan and short-term loan. Users can choose the loan products that suit them according to their personal needs.
Second, what can I borrow directly on the app?
If you apply for less than 50,000 yuan, you can log in to our mobile banking first, click "My"-"All"-"I want to borrow money" to try to apply through this interface, or apply for a loan through a credit card; Log in to Pocket Life, click Card Finance-Reserve Fund-Apply Now below, and try to apply for reserve fund here, depending on the audit results.
Third, mobile phone loan app download
The process of formal bank handling is as follows: first, the borrower needs to submit his identity to the bank, including
(1) loan application approval form; (The lender is directly in the lending institution.
(2) proof of residential address; (Certificate issued by neighborhood committee or invoice for water and electricity payment)
(3) proof of work and income;
(4) Other information required by the bank.
Secondly, after Yintong, both parties signed a contract.
Finally, the bank issues loans to borrowers through transfer.
4. What mobile mortgage apps are there?
There are many channels to apply for loans. Recommend ABC to lend money online. China Agricultural Bank has online loan business. At present, people over the age of 18 can apply through personal online banking and pocket banking (currently only supporting second-generation KBao customers), which will be automatically approved and received quickly.
If you have a savings card of the Agricultural Bank of China, you can log in to the pocket bank and click "All → Online Loan → Apply Now", or log in to the personal online banking and click "Loan → Online Loan → Apply Now" to enter the application page.
The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC. The term of NetJet loan is less than one year, and it can be repaid in advance.
The borrower handles the prepayment business through the following self-service channels.
Repayment of personal bank loan: log in to personal bank loan, click "More-Online Loan-My Online Loan" and click "Repayment".
Personal online banking repays online loans: log in to Fashion Online Banking, click "Loan-Online Loan-My Online Loan" and click "Repay".