Chery has its own financial policy, called Chery Finance, which is generally a two-year interest-free policy.
Second, how to use Chery automobile loan to buy a car
After the car loan is paid off, you must take your ID card, the payment voucher of the last car loan and the bank card of the repayment account to the car loan bank to get back the car purchase invoice and other documents.
After paying off the car loan, the borrower must go to the vehicle management office to cancel the mortgage registration and get back the car property certificate, so that the car really belongs to you. It is reported that the following information must be prepared when handling the mortgage cancellation registration procedures:
1. Valid identification documents of the borrower, the applicant and the vehicle owner;
2. The loan contract signed with the bank;
3. Loan repayment card;
4. Original motor vehicle registration certificate.
3. What are the requirements for applying for Chery automobile loan? What channels are there?
What if there are not enough tickets for friends who want to buy Chery cars? You can apply for Chery automobile loan to solve it. What are the conditions for applying for a loan? What else should we pay attention to? Next, I will answer all your questions! 1. The conditions for applying for Chery automobile loan are 1, 18 years old or above, and citizens with full capacity for civil conduct; 2. Have legal identity documents, local permanent residence or valid residence certificates; 3. Have a stable income and the ability to repay in full and on time; 4. No bad credit record; 5. Have a certain percentage of down payment; 6. Sign a car purchase agreement or other car purchase certificates with the cooperative dealers. II. Procedures for handling Chery Automobile Loan 1 Borrower submits application materials; 2. The handling institution or bank conducts preliminary examination on the application materials submitted by the borrower, and conducts credit investigation and customer evaluation on the borrower; 3 through the preliminary examination and credit investigation, examination and approval of loan applications that meet the loan conditions; 4. After approval, notify the borrower to go through relevant procedures such as contract signing, loan, mortgage or pledge; If it fails to pass the examination and approval, a supplementary explanation shall be given to the borrower; After the loan contract comes into effect, the handling bank will issue loans. Special loan method is adopted, that is, according to the loan contract, the agency or bank directly transfers the loan to the dealer account of the borrower's car purchase. Iii. Channels for applying for Chery Automobile Loan 1. The borrower of a bank loan directly prepares all the information needed for the loan and applies for a loan at the bank. After the approval of the bank, the borrower can pick up the car by paying the down payment and other expenses; 2. Credit card installment Credit card installment requires the borrower to have the conditions for credit card installment. After the conditions are met, call the bank to apply for a loan, and you can get a loan after the application is passed; 3. Consumer finance companies can apply for loans from local consumer finance companies if they cannot obtain successful loans through banks or credit cards. The relative conditions of consumer finance companies are not so harsh, but the corresponding costs will be higher. Instructions for auto lenders
Fourth, how to buy a car with Chery automobile loan
I wonder what kind of car you bought. Chery and other cars are generally paid off within 1-5 years. The interest of 1 year is very small, and the interest of 5 years is the highest if it meets the general loan in 2-3 years.
The loan needs you:
1, no credit record of good faith.
2. The bank's flowing water reaches the standard (the income on the bank card exceeds 4K per month).
3. Identity cards and other documents