Not reliable, credit information will be wasted. In fact, in the past, they all took your mobile phone to the bank in the official WeChat account to help you a little, and charged 6- 10. At first, they lied about not charging or charging 1 minute. After they went, they said that there were various problems with your credit information, hit you, and then they had to pay more. In fact, these are all loans that you can apply for on your mobile phone, and you don't need them to help you apply at all. If you don't know, you can search for keywords in Tik Tok to understand the process of enterprise loan. There are many banks that can apply by their own mobile phones, such as Weizhong Bank, China Construction Bank, Ping An Pratt & Whitney, Jincheng Bank, Suning, Shunde Rural Commercial Bank and so on.