You can call CreditEase's prepayment hotline in advance to explain the situation, and ask the relevant personnel of CreditEase to try their best to handle the extension for you; If you don't call to explain the situation before, CreditEase will charge different proportions of liquidated damages according to the breach of the loan contract.

(1) If it is not overdue within the grace period, if there is no grace period, the overdue interest and overdue fine will be calculated directly;

② The overdue fine is 5% of the arrears, and the interest is calculated at the daily interest rate of 0.5 ‰;

3. Once it is overdue, it will be repaid immediately in a short time, which will not have any impact on the credit record;

(4) It will have a certain impact on the application, which will slightly reduce the withdrawal amount;

⑤ It has a certain impact on loans;

⑥ Enter personal credit records in diaries overdue for more than 60 days;

⑦ Records overdue for more than 90 days are regarded as bad credit information.