1. Taxpayers can declare by data message or mail.
Two, taxpayers can directly report to the competent tax authorities.
3. Taxpayers may entrust an intermediary agency with tax agency qualification or others to handle tax returns on their behalf.
Personal income tax housing loan declaration methods are: through withholding agents. Self-declaration of comprehensive annual income. Select 1. Through the withholding agent's declaration, the unit where he works operates on his behalf, and the unit obtains the relevant information of his declaration. Option 2. Self-declaration of comprehensive annual income. I should declare it myself. Personal property information is relatively confidential. Mortgage deduction rate for tax return
The first set of housing loans incurred when husband and wife buy houses separately before marriage can choose 1 house purchased after marriage, which is deducted by the buyer according to the deduction standard of 100%, or the houses purchased separately by husband and wife can be deducted according to the deduction standard of 50%, and the specific deduction method cannot be changed within a tax year.
No matter how you choose, the maximum deduction limit for husband and wife is 1 1,000 yuan. Either you choose one spouse to deduct 1 0,000 yuan, or you choose both spouses to deduct 50% respectively, that is, 500 yuan is deducted separately.
If you choose to fill in "No", it is equivalent to deducting 100% from your spouse, that is, 1000 yuan.
Legal basis: Article 9 of the Individual Income Tax Law of People's Republic of China (PRC) takes the income as the taxpayer and the unit or individual that pays the income as the withholding agent. If the taxpayer has a China citizenship number, the China citizenship number shall be the taxpayer identification number; If a taxpayer does not have a China citizenship number, the tax authorities shall issue a taxpayer identification number. When a withholding agent withholds tax, the taxpayer shall provide the withholding agent with the taxpayer identification number.