1. Current LPR interest rate:
Authorized by the People's Bank of China, the National Interbank Funding Center announced today that the quoted interest rate (LPR) of the loan market in 2020 is: 1 year, 3.85%, and 4.65% for five years or more, which has remained unchanged for six consecutive months. The above LPR is valid until the next LPR version.
Two, Shijiazhuang real estate mortgage interest rates are classified by use, and the mainstream is roughly divided into two categories:
1, mortgaged real estate business:
According to the policies of major banks and the specific situation of borrowers, the interest rate will rise by more than 20% on the basis of the benchmark interest rate.
2. Personal consumption for the purpose of mortgaged property:
When the mortgaged property is used for personal consumption, the benchmark interest rate will generally rise 10%~30%.
If you have any other questions, you can go to a nearby bank outlet for consultation or contact me to consult Shijiazhuang real estate mortgage loan.
Which bank in Shijiazhuang can use green mortgage loan?
Ping An Bank, Industrial and Commercial Bank of China and Rural Commercial Bank can all mortgage loans. The interest on mortgage loans is relatively low.
1. The minimum loan interest rate of Ping An Bank in Shijiazhuang is 4.8%, and the maximum loan that car owners can apply for is generally 70% of the car price, and the longest loan can be applied for 4 years.
2. The minimum loan interest rate of Shijiazhuang Industrial and Commercial Bank is 4.75%, and the maximum loan amount that the owner can apply for is 70% of the car price.
3. The loan interest rate of Shijiazhuang Rural Commercial Bank's car loan is between 4.75% and 5.8%, the loan amount is between 5,000 yuan and 654.38+0,000 yuan, and the mortgage term is between 65.438+0 months and 3 years.
What is the loan interest rate of 3.95% for 60 thousand 3 months?
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1000000 RMB, with an annual interest rate of 3.95. How much is the interest for three months ...
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Shijiazhuang Mu Yun Finance Psychology Consulting Co., Ltd.
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1000000 RMB, with an annual interest rate of 3.95. Three months' interest:
According to the formula "interest = interest period of principal interest rate", the annual interest rate is 3.95. If1000000x3.95% is deposited for one month, the formula:100000x3.95% = 3987539875 ÷12 = 33229 million is deposited for one month with an annual interest rate of 3.
In addition, according to the deposit listing interest rate table of the People's Bank of China, after three months of deposit, the annual interest rate is1.35%; One year, the annual interest rate is1.75%; Two years, with an annual interest rate of 2.25%; Five years, with an annual interest rate of 2.75%. In fact, if you deposit 6,543,800 yuan in the bank, the annual interest rate is negotiable, which is slightly higher than the deposit rate of the People's Bank of China. According to the deposit for one year, you can get interest of 17500 yuan a year, and you can get interest of 1458.3 yuan every month on average. At present, the bank's three-year deposit interest rate reaches 3.85% and 2.94% per year. Calculated by three years and two years, the interest is:1155058800 =174300, with an average monthly interest of 2905 yuan. The average monthly interest rate is higher than that of ordinary five-year term 155 yuan, and the income is slightly improved.
Finally, the benchmark interest rate for one-year bank deposits is 3%, which can be increased by 10% according to the regulations of the People's Bank of China, that is, 3.3%. So now/kloc-0,000,000 is deposited in the bank with a fixed annual interest of 30,000-33,000. The interest on bank loans is calculated on a daily basis and paid on a monthly basis, so the number of days in each month is different and the interest will be different. For example, the current annual loan interest rate is 8. 1%, January interest =100000318.1%/365 = 6879.45 yuan, and February interest = 65438. But from the risk point of view, it is not recommended to save it on P2P platform at present. After all, there are too many people running, and no one knows who will run next. After the supervision system and credit system are established in the future, the funds of P2P platform will be supervised, borrowers will not dare to default, the platform will not have so many bad debts, and the probability of running away will drop to infinity, approaching zero, and it is not too late to invest in P2P platform again.
What is the interest rate of commercial loan for the first suite in Shijiazhuang?
In July, the interest rate of the first suite of Hebei Bank was adjusted to 15%, and the second suite remained unchanged.
At present, among Shijiazhuang local 15 banks, except Bank of East Asia, the down payment for the first suite of Bank of China, Bank of Communications, Agricultural Bank of China, China Construction Bank, Industry and Commerce, China Merchants, Shanghai Pudong Development Bank, Postal Savings Bank, Xingye, China Everbright Bank, Hebei, Huaxia Bank and CITIC 14 Bank is 20%; In terms of interest rate, except Hebei Bank, all other 13 banks are 10% off.
In terms of down payment for the second home, except for Agricultural Bank and China Everbright Bank, all other 12 banks are 30%. In terms of interest rate, 14 banks all raised their benchmark interest rate 10%.
List of preferential mortgage interest rates in Shijiazhuang
How much is the loan for 740,000 houses in Shijiazhuang for 30 years?
Hello, according to the information you provided, the loan amount is 740,000 yuan, the loan term is 30 years, the loan interest rate is 4.9% according to the bank benchmark interest rate, and the monthly repayment amount is 3,927.38 yuan according to the repayment method of equal principal and interest, and the total interest paid is 673,855.98 yuan.