Legal analysis: the interest rate of mortgage loan for real estate license to banks is generally around 4.35%. According to different houses and different lenders, the mortgage interest rate will be different, and the actual loan interest rate shall prevail.

Legal basis: Article 6 of "Several Opinions of the Supreme People's Court on People's Courts Handling Lending Cases" The interest rate may be higher than the bank's interest rate, and the local people's courts may grasp it according to the actual situation in the region, but the maximum interest rate shall not exceed four times that of similar loans of banks (including this interest rate). Beyond this limit, the excess interest will not be protected.