1, the land use life is short, and the life of the apartment is only about 40-50 years. Suzhou Huamao Center started construction on 20 18, and it has been four years now, with a remaining life of about 38 years.

2, high taxes and fees are more difficult to trade;

3. The mortgage interest rate is high and the life span is short.

Apartment is a commercial property, and it is not limited to purchase in Suzhou market. However, there are strict requirements on the loan period and proportion of apartments. It is stipulated that only loans with a maximum of 50% and a maximum of 10 years can be approved, and it is not allowed to apply for provident fund mortgages with lower interest rates. At present, the loan interest rate of commercial projects is generally 1. 1 .3 times of the benchmark interest rate, while the loan interest rate of residential projects is mostly 1. 1 times. Compared with the residence, the interest expense of the apartment is much higher, which is not cost-effective.

Second, the price disadvantage:

For ordinary apartment products, due to the limitation of their years and product types, most apartments will be cheaper than ordinary surrounding houses, but Suzhou Huamao Center is different, with an average price of 39,000 yuan/flat, while the average price of surrounding houses is around 24,000 yuan, and the number of new houses will be around 30,000 in five years.

The same small series extracts the price of second-hand houses in apartments around the project, diagonally opposite the National Exhibition Center. At present, the average price of second-hand houses is about 1.6 million. Compared with the 39,000 in Suzhou Huamao Center, I believe that these second-hand houses may have more investment value, and the transportation and commercial facilities are exactly the same.

Third, product disadvantages.

As we all know, it is difficult to find the popularity of apartment products in the market, and its narrow room rate makes everyone flinch. The following is the largest and smallest apartment of the project, with a minimum of 57 square meters. This apartment looks like an ordinary residential suite product. If the occupancy rate is about 60% and the actual area is about 36 square meters, the space is narrow and not suitable for self-occupation, and it is more inclined to be a hotel.

The maximum area of the project is147m2. From the perspective of huxing, it should be a corner, a suite and two small rooms. As far as the room rate is concerned, the interior area of the suite should be within 80 square meters. Except for the master bedroom, the other two rooms are very small, and the door of the room faces the kitchen, so you can smell the fumes while sleeping soundly. This is also a divine operation (of course, it is also helpless in a small area).

Apartment was also called tubular building before, and many families lived or worked on a single floor, Suzhou Huamao Center Apartment, with 4 ladders and 8 households; Compared with other apartments, the convenience of going upstairs and downstairs will be better; However, tubular buildings will have a big problem, that is, ventilation and lighting. The whole building is closed, so there is no way to open the window for ventilation. Even if there is fresh air system and unnatural wind, the air will be dirty and even moldy after a long time.