It is an automobile dealer, Guanghui Group is its own financial company, and Guanghui Group is also the largest automobile group in China, which is more reliable.
The loan of GAC Huili is reliable.
Mainly depends on whether the loan interest is appropriate, but also needs to understand the contract, after the loan is repaid, can you get the documents that the car should have.
When you choose a finance company to borrow money to buy a car, you'd better ask the 4S shop sales consultant to give you a budget quotation, such as down payment, loan amount, handling fee, vehicle purchase tax, all insurance, new car entrance fee, etc. After writing down everything clearly, take a look at it yourself and compare the cost with the bank. For example, the bank loan is 70% of the invoice price, and the bare car price is 30% down payment. Generally, banks pay interest first, then principal, and finance companies can pay both principal and interest. Finance companies can pay off loans in advance to save interest, and banks can also pay interest in advance.
If you choose a finance company to borrow money to buy a car, you must read the contract, monthly repayment amount, repayment time and other precautions carefully before signing the contract. Do I have to ask about the GPS charge? This can save the cost of GPS.
2. Which auto financing loan company is better?
Please enter your answer here. What are the terms and conditions of each auto financing loan and process auto financing loan? General auto financing companies do not require local accounts, and loans provide collateral and guarantee. The approval process is simple, and the car can be picked up as soon as possible. The interest rate of auto financing companies is usually higher than that of banks. When the loan expires, the borrower can choose to settle the elastic balance in one lump sum or apply for a second loan 12 months. Auto financing company loans are more suitable for foreign consumers who are eager to buy a car and have unstable income in the future. In order to reduce the cost of car purchase, it is best for car buyers who choose this kind of car loan to act when auto financing companies engage in preferential activities. For example, a car sales and service company can borrow up to 70% through an auto financing company, and it takes five years to pick up the car. It usually takes three days, but the credit requirements for customers are very high. The general steps for an auto financing company to apply for an auto loan are as follows: 1. The borrower selects the vehicle type and submits the loan application; 2. The finance company accepts the application, arranges home visits and field investigations, and collects relevant documents; 3. After the approval, the borrower pays the down payment and picks up the car, and the dealer assists in the formalities of licensing and mortgage registration. Professional answers will shape your authoritative image.
3. Is the loan in car home reliable? Which financial company is better? Not to mention the taxes and fees that should be paid when the car is settled, the total cost calculated above.
Yours is a naked car plus purchase tax and insurance, which is hidden on the card. On the contrary, the hidden costs of 4s stores are generally understandable. Is there a discount in the world? Just do the math.
4. What are the better car loan platforms?
Better car loan platforms include demand finance and car easy loan. In addition, you can also apply for car loans through major banks and auto financing companies.
Car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. What are the better car loan platforms?
1, don't blindly seek the highest income: generally, the income of a normal platform is between 8%- 15%. Don't blindly pursue super-high returns regardless of the safety of funds. Good investment should be based on safety and security. What if the funds are not safe?
2. Is the platform risk control system strict? Risk control is the core of the financial industry, as is p2p car loans. Risk control is related to whether the platform is safe and secure, whether the investor's principal and interest are safe, whether the platform team has relevant experience and so on. Invest in a safe platform, and you will feel more secure.
3. Shop around: choose the platform that suits you. At present, there are many car loan platforms on the market with uneven quality, which are chosen by investors. A good platform can not only ensure the safety of your funds, but also bring you stable income.
(Photo/Text/Photo: Chen Fang 1)@20 19