Then there is the lending model. Industrial consumer finance adopts the pure credit loan model, which does not need mortgage and guarantee. Up to 200,000 yuan, and the loan will be released on the same day as soon as possible. The loan products of industrial consumption finance mainly include family consumption loan, talent promotion plan and career planning, which can meet family consumption, school and personal needs.
As for fees, Industrial Consumer Finance has made a commitment to fees, ensuring that all fees are transparent and open, and will not authorize third parties to collect any guarantee fees and agency fees outside the contract.
Industrial Consumer Finance Co., Ltd. was established in February 2065438+2004. It is a national consumer finance company approved by the Bank of China Insurance Regulatory Commission (formerly China Banking Regulatory Commission) with a registered capital of 65,438.09 billion yuan.
As a subsidiary controlled by Industrial Bank, one of the top 30 banks in the world, Industrial Consumer Finance takes it as its responsibility to improve the consumption power and quality of life of domestic residents and help the development of the real economy. Industrial consumer finance adheres to the initial intention of inclusive finance, and provides modern consumer financial products for people who cannot fully enjoy the traditional bank loan services. At present, the company's exhibition area has covered more than 50 major economically developed cities in China, with accumulated loans exceeding 654.38+07 billion yuan and serving more than 654.38+03 million customers, and it is in the leading position in terms of scale, quality and benefit. Appraised by China Chengxin International Credit Rating Committee, the company's main credit rating and debt rating are AAA.
Xingye Consumer Finance is committed to becoming a leader in consumer finance and an innovator in inclusive finance, constantly deepening the integration of traditional experience and emerging technologies, creating the core competitiveness of financial technology that runs through all aspects of customer acquisition, risk control and operation, with leading service quality and efficiency in the industry.