1. Employees or their families who suffer from serious diseases and pay more than 30,000 yuan for hospitalization expenses can withdraw housing provident fund.
2. To withdraw the housing accumulation fund, it is necessary to provide the diagnosis certificate, hospitalization expense statement and payment voucher of hospitals above Grade II.
3. Employees can withdraw medical expenses before the expense settlement date, but the amount of withdrawal cannot exceed the actual medical expenses they bear, and they can withdraw once a year.
4. To withdraw the housing accumulation fund, you need to prepare relevant materials: ID card, household registration book, birth medical certificate and relatives' certificate.
5. If you can't handle it on site, you can entrust others to handle it, and the client needs to come to the site with a power of attorney.
6. Provide a bank account for withdrawing housing provident fund. If the spouse's housing provident fund is withdrawn, the spouse's bank account shall be withdrawn together.
The withdrawal condition of the provident fund is 1, and the owner-occupied housing is purchased, built, renovated or overhauled;
2. Retired;
3, completely lose the ability to work, and terminate the labor relationship with the unit;
4. The registered permanent residence has moved out or settled in a foreign city or county;
5. Repay the principal and interest of the house purchase loan;
6, the rent exceeds the prescribed proportion of family wage income.
If the employee who withdraws the materials required for the provident fund meets the prescribed conditions for withdrawal, he/she shall provide his/her ID card, corresponding certification materials and copies, etc. If handled by an agent, a power of attorney and an agent's ID card shall be provided. The corresponding certification materials shall include:
1. For the purchase of new commercial housing, provide the property ownership certificate or the purchase contract and payment voucher filed by the real estate administrative department;
2, the purchase of second-hand housing, provide real estate administrative departments for the record of the purchase agreement or housing ownership certificate, deed tax payment certificate;
3, the construction and renovation of housing, provide the planning department of construction and renovation approval documents, payment vouchers;
4, overhaul occupied housing, provide housing safety appraisal certificate issued by a qualified institution, housing ownership certificate, project budget and payment voucher;
5. To repay the principal and interest of the housing loan, provide the purchase contract, loan contract and repayment certificate issued by the bank, which are filed by the real estate administrative department;
6. For renting self-occupied housing, provide the housing lease contract, rent invoice and family income certificate registered by the housing management department;
7, retired, provide my certificate or relevant certificates issued by the labor and personnel department;
8. If you leave the country to settle down, provide a certificate of cancellation of household registration or a certificate of leaving the country to settle down;
9. In case of death or being declared dead, the legal heir or legatee shall provide the depositor's death certificate or death declaration certificate, the identity card of the heir or legatee, the certificate of inheritance or bequest right, and the notarial certificate;
10, if enjoying the minimum living guarantee, provide the minimum living guarantee certificate issued by the civil affairs department;
1 1, in case of complete or partial loss of labor ability and termination of labor relationship with the unit, provide the labor ability appraisal certificate issued by the human resources and social security department, the unit's termination of labor contract certificate or unemployment certificate;
12. Other information and materials provided by the municipal housing provident fund management center according to relevant laws and regulations.