Mortgage loans require *** same repayers, which means that the loan applicant’s repayment ability is relatively weak, and it is necessary to increase *** same repayers to improve the loan approval rate; *** same repayers , from its literal meaning, it can be understood that repayments are made together. The mortgage lender and the lender generally refer to the home buyer applying for a loan together with other people when buying a house. In this way, the approval rate of the mortgage loan will be higher.

***The same repayer may not necessarily enjoy the real estate. The house *** is owned by someone different from *** the same repayer. The house bought will be repaid with the credit record of ***the same repayer. There is a certain relationship with ability, etc. The bank will set the borrower and the borrower as related persons in the system. Treating others as the borrower and the repayer will have little impact on themselves and generally have no impact.