The car loan is not paid, so you can't return the car. The vehicle is a sold commodity and will not be returned unless it is inconsistent with the product description, physical samples and performance. Before the car loan is paid off, the repayment person has no absolute right to use it, so it is impossible to realize the repayment of the car through buying and selling.

If the payer really can't repay the car loan, he can repay the car loan through the prepayment company or the loan. When the borrower pays off the car loan, he can sell the car. The proceeds from the sale of the car shall be handled by the repayment person himself, and the repayment person may consider buying other vehicles or using them in other ways.

If the borrower refuses to return the car loan, the loan company will upload the overdue record of the borrower to the personal credit information system of the People's Bank of China, which will affect the borrower's use of bank loans and credit card services. The loan company will launch two effective collection actions for repayment within three months.

If the borrower still fails to repay the arrears, the loan company will sue the borrower. In order to ensure that the daily life of the repayment person is not affected, the repayment person should return the car loan in time. If repayment is difficult, you can contact the manual customer service of the loan company to negotiate repayment.

Repayment needs to be fully considered before handling the car loan, and based on your own independent judgment, decide whether to handle the car loan. Once the car loan is processed, the repayment person needs to implement it according to the loan contract.