Because women who borrow money from banks cannot be over 55 years old.

There is an age limit for rural commercial bank loans, and loans beyond the age limit are not allowed. According to the regulations of banks on personal loans, borrowers must first have full capacity for civil conduct. In China, the age limit for housing loans is 18 years old or above, but in practice, it may be over 20 years old, in which men cannot exceed 60 years old and women cannot exceed 55 years old. Banks may have different regulations.