Buying a house by loan is the property of husband and wife. If the house is bought by one party with a loan before marriage, it is not marital property. Only the house bought with a loan after marriage is the property of husband and wife. Article 1062 of the Civil Code stipulates that the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife: (1) salary, bonus and labor remuneration; (2) Income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law; (five) other property that should be owned by * * *. Husband and wife have equal rights to dispose of the same property.