Detailed description:

1. The bank sends you a text message to remind you that the credit card with the ending number of 0828 has exceeded the repayment date.

The bank asks you to check your account and repay it in time. Please ignore this message if you have paid the loan.

3. The bank mentioned in the text message that it will do a good job in responding to the new pneumonia epidemic according to the regulatory guidelines.

4. For other overdue cases, the bank will report to the basic database of personal credit information according to the policy.

Summary:

If you receive this message, it means that your credit card has expired. If you really don't pay back the money, please check the accounts as soon as possible and pay back the money in time. The bank also mentioned the special handling methods for the epidemic, but the specific handling methods need to be contacted with the bank. At the same time, the bank will report your overdue situation to the basic database of personal credit information according to the policy. Overdue repayment may have a negative impact on your personal credit record, so you must pay attention to timely repayment.

Extended data:

The basic database of personal credit information is jointly established and managed by the People's Bank of China and credit reporting agencies, and is used to record personal credit information. The record of overdue repayment will be recorded in the database, which will affect the personal credit rating. Credit rating will have an important impact on personal loans and credit card applications, so it is very important to maintain a good credit record. In our daily life, we should arrange our finances reasonably and pay back on time in order to maintain our good credit.

Please check the accounts as soon as possible and repay them in time. If you have any questions or need help, please contact the customer service department of the bank. Banks will provide more detailed personal credit repayment guidelines and solutions.