1. After returning the housing provident fund loan, you need to apply to the real estate registration department for mortgage cancellation registration, and the registered mortgage will be cancelled and disappear. If only the loan is paid off, but the owner does not apply to the real estate registration department for cancellation or force the mortgage cancellation registration through litigation, the mortgage registration status of his house will remain valid.

2 provident fund loans refer to loans enjoyed by employees who have paid housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.