1. Enter the "Taobao Loan" page.

2. Taobao loans include: order loans and credit loans. What kind of loan do you need? Click "Apply Now".

3. Taobao loan needs to be based on your Taobao credit rating. It depends on your credit rating. Generally speaking, the higher the credit rating, the greater the success rate of applying for loans.

In order to ensure the security and validity of the loan, Taobao requires the borrower to carry out identity authentication and real-name authentication.