Of course. As long as you are willing to use the real estate license as collateral, you can get a loan. The risk is that if the lender fails to repay the loan in time, the lender can auction your house as collateral. Of course, if someone takes your real estate license to get a loan, you have to agree and go through the formalities in person. If only someone else takes your real estate license to get a loan, it won't do. Generally, who will be willing to lend to others with their own real estate license, this must be thought clearly.

According to Article 25 of the General Rules for Loans, if a borrower needs a loan, he shall directly apply to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.

Supplementary information:

1. Materials to be prepared for handling bank loans:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Loan use plan or statement;

8. Other information required by the bank.

Two. Requirements for bank loans:

1, 18 years old, with full capacity for civil conduct, permanent residence of urban residents or legal and valid identity certificate, and the age of the lender required for bank loans is generally between 18-60 years old;

2. Have a stable legal income and the ability to repay interest;

3. Other conditions required by the lending bank.

Three, unsecured loan procedures are generally divided into three steps:

1. Basic information submitted by the customer, including work unit and contact telephone number;

2. The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed and small and medium-sized enterprises;

3. The staff of the loan unit signed a contract with the customer and realized the loan in the shortest time.