1. the role of student loan
the issuing institution of student loan contract is China development bank, and the national student loan is a bank loan led by the government, subsidized by the government, and compensated by the finance and universities for certain risks. It is jointly operated by banks, education administrative departments and universities to help students from poor families in universities pay tuition, accommodation and living expenses during their study. The role of college student loans: a "green channel" has been set up to help poor students enter school smoothly. The education department, financial department and other departments jointly launched financial assistance for qualified college students who are short of family funds and can't finish their college studies, so that they can successfully pass college higher education and export applied talents to the society. The way of student aid in this way is a bank loan in the form of interest-free work for several years during their studies.
2. Influence of student loans
It helps students to establish the concept of self-reliance and self-improvement, urges students to study hard and work hard, and promotes the reform of quality education for college students. Providing social security mechanism for citizens to get fair and equal educational opportunities is an important measure for the state to use financial means to support the deepening reform of higher education system and promote the development of education in China. The financial aid policy system for students with financial difficulties in colleges and universities has been further improved, and the contradiction of insufficient financial aid in colleges and universities has been alleviated.
The popularity of student loans has guaranteed more students to go to school, which not only marks the integrity of China's education system, but also shows the prosperity of the motherland.