For the first suite, the maximum loan for a single employee is 400,000 yuan, and the maximum loan for a double employee is 800,000 yuan; If it is a second suite, a single employee can borrow up to 300,000 yuan, and a double employee can borrow up to 600,000 yuan; Three suites and above cannot apply for housing provident fund loans.

The amount of the provident fund loan is determined according to a certain proportion of the total housing price, the borrower's income, the upper limit of the provident fund loan and the balance of the provident fund account. The loan ceiling varies from place to place. The calculation ratio is also different. Generally, it is 10- 15 times of the balance.