1. The credit report is good. JD.COM Gold Bar is a consumer loan product, and customers don't need to provide any collateral to the platform when applying for a loan. Therefore, JD.COM Gold Bar is very concerned about the credit status of customers.
2. If you are at least 18 years old and want to get the loan line of JD.COM Gold Bar, then the customer must be an adult, and you can't use credit products if you are underage. As a formal credit product, JD.COM Gold Bar will naturally not relax the requirements on age.
3. The account function is normal, the customer's account is in a normal state, and the system cannot take risk control measures, and it is necessary to bind the mobile phone number with the bank card and complete the real-name authentication.