Conditions for international students to buy a house in the United States:

Foreigners can buy real estate in the United States, so the answer is yes for international students holding a non-immigrant investment visa. Different from foreigners buying a house, there are certain restrictions for international students to buy a house, that is, they must have enough funds to pay in full or pay a sufficient down payment.

Why do you say this? International students holding an F1 visa are not allowed to work in the United States during their stay in the United States. Of course, if you are a graduate of STEM majors, you can apply for OPT for up to 3 years. But no matter what, borrowing money is not easy for international students. Difficult questions for international students buying houses in the United States:

1. Can international students without a U.S. green card buy a house?

Foreigners can buy real estate in the United States, so for those who also have a non-immigrant visa For international students, the answer must be yes. However, unlike foreigners who buy real estate, foreign students have certain restrictions on buying real estate, that is, they must have enough funds to pay in full or pay a sufficient down payment.

2. What should foreign students pay attention to when buying a house in the United States?

School districts are stronger. Houses in the United States also have school districts and non-school districts. The quality of school districts also varies widely. If the school district is not very good, you need to go to a private school, so the training fee is too expensive. So most people choose a good school district to buy a house. Although houses in good school districts are more expensive, they are relatively valuable. Many years later, when the child goes to college, he can still sell the city where he likes to live.

Get close to your unit. There is no definition of big Asian cities in the concept of American life. A good house may not necessarily be in a prosperous area. When American students choose a location, they also consider it to be close to their workplace. The best driving time is about 15 minutes. In other words, within a radius of 10 kilometers, it is more convenient to commute to and from get off work, and it is more convenient to pick up and drop off children in a special car.

The environment is relatively quiet. American students should not go near subway stations or near major roads. There are many cars on the main roads in the United States, the traffic is fast and the noise is high. Try to be on a quiet side street. Better lighting fixtures. Although you should not ignore the north-south orientation when buying a house in the United States, it must have sufficient sunlight, energy saving and ventilation. The living area is slightly larger. Homes in the United States are generally very large. The house is preferably on two floors, with three bedrooms, two service rooms, a kitchen and a courtyard garden. Plenty of room so parents can stay while visiting relatives and friends. United States: International students need a bank credit card to apply for a mortgage

American residents can borrow money from banks to buy a house, but international students must have personal credit before they can get a loan from a bank, but the application standards are very strict. Generally speaking, loan companies require foreign buyers to pay a down payment of 50% of the house price, which is 20% more than Americans. This year, the loan interest rate is lower than 4%, and foreign customers who invest in overseas real estate can generally get an interest rate of 5% or more.

Unlike Portugal, Spain and other European countries, buying a house in the United States will not provide a green card or visa for non-residents. In fact, there has never been a direct connection between buying a house in the United States, obtaining a U.S. green card, and applying for U.S. immigration and investment. Relevant U.S. laws require that applicants only have two main ways to immigrate and invest in the United States; invest 100 anywhere in the United States. 10,000 U.S. dollars and create 10 immediate jobs; or invest 500,000 U.S. dollars in a government-approved “regional core” project and create 10 direct and indirect jobs.