Current location - Loan Platform Complete Network - Loan consultation - Excuse me, the mortgage of One Happy and Fifth in 1015 has been paid off, and it has been paid off for five years. How much should I pay every month now? Ask for an answer, thank you!
Excuse me, the mortgage of One Happy and Fifth in 1015 has been paid off, and it has been paid off for five years. How much should I pay every month now? Ask for an answer, thank you!
Matching principal and interest method: the total loan amount is 150000, assuming that the annual interest rate at that time is 7.060% and the loan term is 15.

year

The monthly repayment amount of principal and interest is:

1353.28 yuan, and the total repayment amount is:

243,590.4 yuan, * * * Interest payable:

93590.4 yuan.

The interest paid in the first month is 882.5, and the principal paid in the first month is 470.78; The interest paid in the second month is 879.73, and the principal paid in the second month is 473.55. Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)

The number of return months is 60 months; * * * Repay interest of 47,440.08 yuan and principal of 33,756.72 yuan.

The remaining principal should be paid back to 1 16243.28, and the interest of the last installment should be paid back to 683.9 (regardless of the adjustment of the intermediate interest rate, a penalty may be charged)//Now, it needs to be paid back to ¥ 16438+06938+08.