First of all, you need to provide complete personal information to apply for CCB car loan. Including identity cards, household registration books, marriage certificates and other personal documents. In addition, customers need to provide personal bank flow, salary flow, personal balance sheet and other information. , so that banks can evaluate customers' credit.
Secondly, customers need to provide vehicle-related information when applying for a car loan. Car purchase certificate, driving license, vehicle certificate and vehicle purchase tax invoice are common vehicle-related documents, and vehicle insurance policy, annual inspection certificate and other related documents should also be provided.
Finally, applying for a car loan also needs to provide guarantees and collateral. Collateral generally refers to the customer's other assets, and provides corresponding warrants or supporting documents, such as property rights certificates and land use rights certificates. Collateral generally refers to the purchased vehicle, and the bank will ask the customer to provide the vehicle mortgage pledge, and the customer needs to hand over the vehicle to the bank for mortgage registration.
In short, the conditions for applying for CCB car loan include complete personal information, vehicle-related documents, guarantees, mortgages and other materials. Customers need to fully prepare all the above information before applying, so that banks can evaluate their credit and successfully obtain the required car loan funds.