Can I get a loan for my ID photo?
Usually, it is difficult to get a loan just by photo of ID card. In order to recover the loan, financial institutions will ensure that the applicant is himself and the applicant needs to have certain repayment ability, so the review process will be very strict.
For example, compared with online loans with lower offline loan threshold, loans need to go through a series of steps such as binding my real-name mobile phone number for face recognition, and binding my bank card to fill in employment information (unit, income, social security, tax payment, etc.). ) and upload a photo. Financial institutions will not approve loan applications unless they have complete personal information.
Seriously, if someone really applies for a loan with an ID photo, the impostor can call the police immediately. The police will investigate financial institutions to see if the application materials such as mobile phone number, bank card and face recognition retained by the platform are my own, not to say that I don't have to bear any responsibility.
Therefore, it is basically impossible to borrow money only by the photo of the ID card. Even if you really apply for a loan under a pseudonym, the applicant can call the police immediately. After the police help collect information to confirm that the loan is not their own, the person who is fraudulently used does not have to bear any responsibility.
The above is the answer to whether I can get a loan with my photo. I hope it will help you.