Rural credit loans cannot be bound to other people's mobile phone numbers. You can only bind your own mobile phone number. The mobile phone number belongs to the real-name registration system. If the mobile phone number bound by the bank card is family, it cannot be recognized by the banking system, and the binding fails. The reason why we must bind the mobile phone number is to prevent people with ulterior motives from stealing funds from other people's cards or engaging in illegal and criminal activities such as fraud and money laundering.

Loan conditions of rural credit cooperatives

Applicant 18 years old or above, local resident or with local long-term residence certificate; The applicant has good assets and sufficient repayment ability; Basic account or general deposit account must be opened in rural credit cooperatives; Personal credit status is good, and there is no major bad credit record; The borrower's existing assets should reach more than 30% of the total capital demand, that is, the borrower's debt ratio should not be higher than 70%. Need to meet other conditions stipulated by the local rural credit cooperatives.